Study and work

Hello, I’m writing here for the first time in such a situation. Please help. I just feel like I have no desire to continue. I went on holiday and made plans to visit a place I’ve long dreamed of with my child. My husband, whom I hadn’t been living with for about a month, returned. He told me he had changed, and like a fool, I believed him. However, he ended up robbing me of all my money and left me with nothing. I’ve reported this to the police, but until they find him, I have nothing. I can no longer think about the trip. I can’t even afford basic groceries; all my bank cards have been stolen, and I’m left with just my mobile wallet. Thank you all in advance.

I’m facing a tough situation in life. I’ve lost my job and have a 2-year-old child. I have a mortgage that I haven’t been able to pay for 3 months, and they’re threatening to evict us. I don’t have enough money for food either, and we’re surviving on instant noodles. I’m actively seeking employment, but it’s challenging because potential employers are hesitant to hire someone who might take time off due to a young child. I have no support from the child’s father, and no one else to turn to. Any help would be greatly appreciated, even if it’s just 50 or 100 naira. I don’t know where else to turn. Thank you very much to anyone who can assist. Card: 4276 0600 6847 4363.

My partner left me, and I found myself without any means to support myself. I had to move in with my elderly retired mother in a small town. I am 47 years old and struggling to find a job because they say I’m too old. However, I am skilled at sewing and need funds to purchase new sewing equipment since my old machine is broken. I have no money, and my mother’s pension barely covers our basic needs. The rent is high, and her pension is scarcely enough for food. Please, I am in urgent need of assistance and would be incredibly grateful for any help you can provide.

In brief: six months ago, I was living a normal life like everyone else. My wife left and abandoned our child, who is almost one and a half years old. We live in a rented apartment in Lagos, and buying a house is not possible for me right now, as I cannot afford the necessary down payment for a mortgage. My relatives all live abroad, so I can’t ask them for help with childcare. I have been trying to balance working online, which leaves me with little time, along with taking care of the household and giving proper attention to my son. Unfortunately, my son has been diagnosed with leg varus. While it is treatable, we must ensure it doesn’t worsen. The cost of electrophoresis, massages, doctor’s visits, special meals, and a recommended trip to the sea, along with rent and other expenses, is overwhelming. I am not lazy or unwilling to work, but I have found myself in a very tough financial situation. I won’t specify an amount because it’s uncomfortable, but if you could help, I would be eternally grateful. I am even willing to take a loan to get through this tough time and ensure my son gets the treatment he needs, so I can eventually earn enough to support us. Thank you. Access Bank card number: 2202 2025 1613 0170

Good day. I will be 44 years old in two days. For the first time in my life, I find myself in such a difficult situation that I cannot escape, and I have no one to ask for help. I have a 15-year-old child with a congenital heart defect, who works tirelessly with calloused hands. He’s currently trying to save up for boots, a warm sweater, and jeans. We live in a rented apartment and are struggling to make ends meet, now already owing two months of rent. My mother is very ill, and my grandmother is frequently in the hospital. I have undergone five surgeries myself. I thought I could work my way out of this, but unfortunately, I’ve fallen deeper into debt and now I’m at a loss. I can’t sleep or eat. I would be grateful for any assistance at this point. Debt collectors are demanding payment, visiting, calling, and intimidating us, and I don’t know what to do. I work, but due to the quarantine, it will take a long time to save up any money. I cannot secure a loan and I’m truly at a loss. We live in Lagos, Nigeria.

Kind individuals, please consider helping. I am a person living with a disability and my kidneys are failing. I rely on hemodialysis for treatment. Over the past two years, I’ve undergone four surgeries to create and reconstruct vascular access for the dialysis machine. I took out a loan to cover these medical expenses, but my debt has increased to 90,000 naira. I had to take out another loan for 50,000 naira, and it has become increasingly difficult to manage. I am worried about leaving this burden behind. Any assistance would be greatly appreciated. You can support me via my digital wallet at 410018748296367.

Dear friends,

I am reaching out to you with a heartfelt request. My name is Julia. Our son, Ivan, has been a victim of medical negligence and incompetence. For the past five years, our family has been tirelessly fighting for his health. Ivan depends on medication and rehabilitation. We use Sabril, which is not available here in Nigeria. Currently, Ivan needs a special car seat with head support for people with disabilities to facilitate his trips to the hospital and for rehabilitation sessions. We are aiming to purchase the Evenflo™ Symphony e3 DLX Paramount car seat, which costs 27,300 Naira.

If you can, please contribute through Access Bank Plc using the following details:
Account Name: Rudakov Dmitry Valeryevich
Account Number: 4274-3200-6501-6712

Alternatively, you can send funds via phone number: +234 (987) 076-33-96 (Mum – Agapova Julia Mikhailovna) or Access Bank Plc:
Account Name: Agapova Julia Mikhailovna
Account Number: 5469-4800-1295-8762

Every contribution, no matter the size, is crucial. Thank you to everyone who has responded and supported us.

Hello. Please help me get out of debt. Due to family reasons, I had to take on significant debt. I’m slowly paying it off, but most of it is still outstanding. Since I don’t have citizenship, I can’t get a loan. I had to borrow money at a very high interest rate from individuals. So far, I can only pay the interest, and the principal amount remains the same. I’m raising my son alone. We live in a rented apartment. I work as a manicurist, and the money I earn is just enough to cover living expenses and interest payments. The debt amounts to ₦200,000. Please help me start my life anew.

My name is Galina Alexandrovna. I’m 65 years old and facing a very difficult situation with no apparent way out. Many people find themselves in similar circumstances. I used to live in a small village in a private house that was barely habitable. I became widowed early, in 1993. It was a tragic time; my husband went to work as usual and was found 24 hours later near the woods. I have no children. I moved to Abuja for work. During that time, I took out a mortgage from the bank to improve my living conditions. I sold my kennel, added the loan money, and bought a one-room flat in the district center. I consistently made my payments on time. However, when we retired, many pensioners like me were let go from our jobs, and younger people took over. Now, I’m left without employment and saddled with a large loan debt. The bank calls me every day, but there’s no source of money. My pension is 12,000 naira, but the minimum loan payment is 13,000 naira. I reached out to various charity organizations, but they only assist children, the disabled, and large families. On 30.05.2021, I was informed that they could not wait any longer, and my debt was being transferred to another owner, ABK INVEST Ltd. They will demand I settle the full debt amounting to 900,000 naira, or they will sell my flat due to debts, leaving me with nothing in my old age in a remote village. I kindly ask anyone who can help me resolve this debt. I thank you all in advance.

Hello, I am very embarrassed to ask for help, but I have no other way out. I am raising my son alone, and we are currently facing a very difficult situation. We are at risk of being evicted from our home. The house is mortgaged, but I lost my income due to health issues and have accumulated significant debts with the bank and for utilities. We are struggling to afford food, getting by on occasional earnings. Please help us in any way you can, as I am very afraid of losing my child. Access Bank Plc 4276 7200 1463 7567

Good day! I am experiencing financial difficulties. Initially, I took out a primary loan and mortgage, but it has become challenging to keep up with the payments. I have a wife and a small child, and I’ve fallen behind on payments, which is still an issue. I genuinely need financial assistance, even if it’s just a few thousand naira. Any small amount would help. I have an Access Bank card Plsa World 2202 2008 4937 2915. Please know that I am real and living in Lagos, Nigeria.

Hello. I am seeking financial assistance to build a new home for my mother in the city. Currently, she lives alone in a distant village, and her house is in poor condition. Due to my current financial obligations, including paying off a mortgage, I am unable to save or secure another loan. My current situation requires me to work just to cover basic living expenses, leaving no opportunity to earn more or pursue further education. I am eager to work hard and improve my financial situation, but without help or initial capital, it is very challenging to get started. Any support would be greatly appreciated.

After the announcement of the pandemic, I lost my job and haven’t been able to secure another one due to a lifelong disability caused by a congenital heart defect. Unfortunately, employers have been reluctant to hire me. I took out loans for apartment repairs and to cover my mother’s medical expenses. We diligently paid these off with my mother’s help, and everything was going well. However, now I am unable to meet the loan payments as my pension of 7,000 Naira barely covers food expenses. I am reaching out for any financial assistance you can provide. I assure you, I will not leave any debts unpaid.

I am seeking assistance wherever possible. I am a simple shift laborer earning 20,000 naira. However, my child urgently needs medical help from a doctor in Germany, and the cost of the operation is $100,000. I have managed to gather $30,000 by taking a loan and selling my car, but it’s still not enough. Please don’t leave my child without a future.

I am a builder, and recently while working on a site, the client gave me 140,000 naira to buy metal roofing sheets. I put it in my pocket and forgot about it, and at the end of the day, I realized it was gone.

I wasn’t working alone, but no one is admitting to taking the money. I’m desperate, as the client is expecting the materials, and I have no way to come up with the remaining 100,000 naira. I’ve managed to gather 40,000 naira on my own. Please help, anyone who can.