Paying off loans and mortgages

Hello! I am in a difficult situation with my 6-year-old son. His father left us and I have no place to live. My mother left me without a home when I was 16. I am renting a place for seven thousand naira and paying 2,500 naira for my child’s kindergarten. Additionally, I have loans of 48,000 and 30,000 naira. Please help! I am working as a nanny and earning 16,000 naira, which is not enough. It feels like a curse, but I am hopeful for the first time that we can find some relief. I have never asked anyone for help before. Access Bank Plc 4276500034076172.

I live in Lagos in a rented apartment. I am involved in animal care. My financial difficulties started this spring. Currently, I am unable to pay the rent arrears of 200,000 NGN. The landlord is urgently demanding the payment. I have no way to obtain this money and no place to go. Please, help me gather this amount. My account number is 1234567890 at Zenith Bank.

Caught in a difficult life situation, I had to turn to microfinance institutions, and it became a cycle of loans overlapping each other, leading to a dead end. Banks are not offering credit, despite having official income and documented wages, because the microloan is the primary roadblock. I’m not asking for a handout, just a short-term loan for 3-4 months, with agreed-upon interest, of course.

Hello dear readers. My name is Amina, I am 26 years old. I grew up in a children’s home and have received a special education. Despite having a job and renting a room, my earnings are barely enough to cover my basic needs. I can’t afford nice clothes or good food.

I am supposed to receive housing from the government, but it hasn’t happened yet. I’ve already spent money on lawyers to expedite the process to secure my 33 square meters of housing. Although I won the court case, there are still no results. I’m living hand to mouth. As for clothing and shoes, it’s a struggle. Please, if anyone can help, I would be grateful. I believe that there are kind-hearted people out there.

I worked for two months for an unscrupulous employer who hasn’t paid me anything yet. Taking legal action is a lengthy and costly process, so I had to urgently leave for a new reliable job. I’m currently on probation, and everything is going well, but I have no resources left for food or travel. I still have a month to go before my next payday. I’m very embarrassed to ask, but I would be incredibly grateful for any support: 2202200633948912.

I am reaching out for help…
Our family is facing a difficult time as my aunt, Pogorelovskaya Lidia, has been diagnosed with breast cancer. Thankfully, it is still at a stage where surgery and treatment are possible. Treatment needs to begin within the next 2 weeks, and the cost is estimated at 2,000,000 Naira.

Unfortunately, this amount is beyond our means to gather on our own. We humbly ask for your support in any way you can provide. Every Naira counts and is greatly appreciated. I have all the necessary documents to verify this information, and it can also be confirmed by calling: +234 123 456 7890 (Anastasia).

I am committed to fully accounting for all funds received, providing photos of receipts for transparency.

Donations can be made via bank transfer or phone payment:
CARD NUMBER – 4817 7602 2650 8681

Good afternoon. My name is Elena, and I live in a small town in the Abuja region. Due to unforeseen circumstances at work, my salary payments have been consistently delayed, forcing me into a difficult situation. I am humbly requesting financial assistance to resolve these issues and ensure the safety and well-being of my family. Please, I need 100,000 naira to cover everything. I am sincerely asking for your help.

A few years ago, I experienced a nervous breakdown due to the loss of a close relative. Since then, I have struggled to live and work normally and had to stop my treatment due to a lack of funds. On top of this, debts have piled up, leading to constant calls and letters demanding repayment. I urgently need financial assistance to maintain my health and pay off at least a portion of these debts. If you have the means to help, I would be incredibly grateful. I am 29 years old, and I have no family left. My friends support me as much as they can, but everyone has their own challenges. My account number at GTBank is 4890494712066349, which is my only working account, as the others have been frozen.

Hello. I came from a conflict area with my daughter and my elderly mother. It took 6 years to obtain citizenship in Nigeria, which I finally received last year. Unfortunately, our living conditions have not improved. I reached out to the president’s office for assistance with housing, but they replied that there is no available housing for us to claim. Without proper residency documentation, we cannot access loans or mortgages. I am unable to secure legal employment due to the lack of residency papers. Before the pandemic, we needed an additional 800,000 naira to purchase a home. However, with the new favorable mortgage policies, prices have soared, and now we are 1.5 million naira short. Most of my salary goes towards renting our current place, and I try to save the rest for a future home purchase. We survive on my mother’s pension of 7,000 naira for all three of us. Please help us if you can! I am desperate to provide my daughter and mother with a decent living situation and wish to improve our quality of life. I haven’t taken a break from work in 7 years. Thank you in advance to anyone who can assist us! 4100117235475033 YUMoneu

Hello. I find myself in a challenging situation. I was in a relationship with a man for four years, during which I lent him a significant amount of money to help with his debts. Recently, I came home to discover that he had left and taken everything with him, including my laptop and household items. This has left me in a difficult position, as I need to repay the borrowed money but don’t have the means to do so. I work as an assistant teacher in a kindergarten, earning 12,000 naira, which entirely goes towards my loans, leaving nothing for my living expenses in my very old house. I am asking for your kind help.

I’m afraid to leave my house as debt collectors are banging on my door and threatening me. I can no longer afford to pay off my debts, so I’m reaching out here for help. I live alone, and my money only covers rent and food, with no one to borrow from. If you can assist in any way, please help. I can provide all necessary documentation via email at kertia00@gmail.com.
Bank Details: 1234567890123456

Hello, this is my first time asking for help, and I feel quite awkward. Due to the coronavirus, I lost my job, and I have been struggling to find new employment. I live alone and rent an apartment. Currently, jobs in my field are available remotely, but unfortunately, my laptop is broken. If I can get it repaired, I will be able to secure a job quickly. Therefore, I’m requesting financial assistance for this purpose. Once I receive my first salary, I am willing to return the money or help someone else in need on this site. Thank you for your attention.

I am seeking financial assistance. I took a loan from HUMCREDIT to repair my dilapidated house. I paid the monthly installments diligently for a couple of years, but last year during the COVID-19 pandemic, I fell seriously ill with bilateral pneumonia, one lung failing and the other operating at only 30%, accompanied by sepsis. My condition was critical, but I survived, and I have all the medical documentation to prove it. During my hospitalization, I couldn’t make payments, resulting in late fees. After being discharged, I provided the bank with evidence of my illness, but they ignored it and added a fine of 270,000 naira to the principal debt. When I attempted to make the next payment, all the funds were applied to the fine, making it impossible to continue with the regular payments. They refused to grant me a payment holiday. Now, they have filed a lawsuit. Although the court deemed the fine unfair and removed it, they ruled that I must pay the entire debt with interest. I am a paramedic earning a minimum wage, and recently, my salary, like others’, was reduced to 12,600 naira. With such an income, I cannot repay the debt in full. I am actively searching for better-paying employment, but it requires time. Soon, bailiffs will become involved, complicating matters further. I have received a court order to repay the debt. If I could pay now, it would prevent additional charges from the bailiffs and court fees for losing the case. My situation is critical, and I have nowhere else to turn. I assure you that everything stated here is true, with all necessary documentation to substantiate my claims. The court ordered me to repay 587,816.58 naira, plus a 9,078.17 naira court fee. Please, if you can, help me. I am ready to provide all supporting documents in person.

Hello, I recently lost my son and father. Living in a village, my salary is very low. I had to take out a microloan, which I paid off as long as I could. However, the factory where I worked closed, and my debt continues to grow. I am unsure where to turn for help. I have two children and our monthly food budget is only 2000 naira. I am seeking assistance and am in need of 50,000 naira to cover my full debt. Any amount you can offer would be greatly appreciated. Here is my email address: alesyaket82@gmail.com, and my card number: 639002509002337999. Additionally, this year my vegetable garden was flooded, leaving us without that source of food. Thank you for any help you can provide.

Excuse me, please help me. I need money for the journey. I came from the northern regions to Abuja to work and was employed on a shift at a construction site. At the end of December, just before the new year, I regret to say that I drank too much and was robbed. Since January, I’ve been trying to earn enough money for the journey back, but it’s been impossible because my documents were also stolen. I’m exhausted and have been alternating between staying in a hostel for a few days and living on the street since January. I sincerely beg you to help me return home.