Paying off loans and mortgages

Hello, I’ve come here out of desperation! I don’t know what to do or how to move forward. I’m caught up in credit debts and a challenging life situation. Something happened to me that is incredibly difficult for many people to endure. Let me describe my situation. Until recently, I lived with a man in a domestic partnership. We had known each other for about two years, had great communication, were friends, and worked together. We always supported and helped each other. Eventually, we started living together as a family, and we planned to get married.

Let me take a moment to tell you about my life before meeting him. Like many others, I had parents who provided me with a good upbringing and education. In my youth, I was active in sports. After finishing high school, I attended a technical college, graduated, and then entered university. That’s where I experienced my first love. My future husband was older, and I was a young girl who fell in love, as I thought, once and for all. My parents didn’t approve of my choice, but I didn’t care. I became pregnant. It’s important to note that there were many issues in my relationship with my parents; my mother didn’t understand… It was difficult, and I held onto my future husband, thinking it was my path to happiness. I left my hometown and got married. But before that, my parents gave me an ultimatum: either have an abortion and continue my studies, or get married and be cut off from them forever. I chose the latter. I didn’t realize they were serious… I haven’t spoken to them for more than 20 years. Later, I learned from my grandmother that I was their adopted child.

My marriage fell apart a few years later. Since we were running a joint business, there were debts from this marriage from loans we took for our company’s development. I lost everything; the children stayed with that family, and I signed away part of the business and property. The loans became debts. I still can’t pay them off. I lived in a fog for many years, struggling, but I tried to survive. Then I got a new job and met him. We lived happily for six months. I began to believe in life and happiness. But, everything collapsed in an instant, in one hour, my life came to a standstill, and I can’t recover. I don’t know how to move forward or what to do.

I left my job to stay home because my beloved wanted me to take a break from work and focus on the home. Life was tough, with my debts and rent payments, but he tried to manage. However, he was arrested and detained. As the saying goes, no one is immune to misfortune. This catastrophe has affected us too. Now I’m alone, without help and support, burdened with debts and loans. To help him, I need a lawyer, but I can’t afford it. I got a job, but it’s barely enough to cover a dorm room. He only has a disabled mother and a minor sister among his relatives… There’s absolutely no one to turn to.

I’m desperate to find a way to help him and survive. Please, if there are kind-hearted people out there, help! I’m willing to borrow money and repay it. But help is needed here and now. Please, I believe in good people. I haven’t lost faith in humanity. I live in the hope that one day I’ll find my happiness. It’s funny to think, but my happiness seems to have a price. Sadly… Help me find peace.

I am short of 8,000 rupees to pay for my room rent. If anyone can contribute whatever they can, it would be greatly appreciated. It’s my first time asking for help, so please don’t judge. Thank you in advance. UPI ID: 1234567890@paytm.

Help Pay Off Debt to a Private Individual. I once helped others and borrowed 850,000 rupees. Now, I need to repay it myself, but those I assisted have disappeared, and their phone is unreachable. I am unsure what to do. Please help me; I will appreciate any amount. The money needs to be returned within a month. I am grateful to anyone who can lend a hand. My card number: 2202201262124361

I took out a loan for medical treatment and was unable to repay it on time due to a series of unfortunate events. I lost my job, and those I considered friends have distanced themselves. I don’t even have money to pay for rent. If anyone can help, I would be extremely grateful. 5100 1234 5678 9101

I am seeking financial help for my daughter, who needs examinations and treatment in other cities. Her spine has been damaged due to a trauma for 19 years, and she suffered a traumatic brain injury in the hospital. She has been receiving treatment since she was one year old. She couldn’t walk, talk, or eat and took a very long time to take her first steps. Eating was difficult for her, and she would often throw things away. By the age of four, she began to try eating. After recovering from COVID-19, her condition worsened, and she now experiences constant shortness of breath and weakness. She has a congenital heart defect, and we constantly struggle to afford basic necessities like food, rehabilitation, and medications. We need funds to pay for rent, clothes, and orthopedic shoes, as well as a reclinator for her scoliosis. Additionally, she requires MRI examinations, ultrasound scans, and various tests, all of which need financing.

I am disabled due to an accident two years ago, and I rely on painkillers to manage severe pain. My pension is only 9,055 rupees, and I struggle with insomnia, often staying awake all night in pain. We need 500,000 rupees for all our needs, and we have already accumulated 300,000 rupees in debt. Any assistance you can provide would be greatly appreciated.

Hello, I am a young mom living in a rented apartment with my 6-month-old baby. I am currently not working. The child allowances are sufficient to support my child and cover the rent, but a year ago, I mistakenly opened a credit card and now I’m unable to manage the repayments. My credit history is worsening and I’m unable to resolve it on my own. I would deeply appreciate any assistance. Thank you.

I suddenly fell ill and couldn’t go to work. I have been sick for 11 days and am unable to pay my apartment rent.

Addressing dental issues in rural areas has become quite expensive, making it difficult for individuals to find employment as missing teeth can affect their appearance and confidence.

I am reaching out for help to clear our debts and loans. We are unable to manage on our own. Our debts are numerous and growing daily. We find ourselves borrowing just to pay off other loans, but eventually, we have nothing left. We have two small children, aged 2 years and 4 months. I am unable to work, and my husband works tirelessly, but together we only earn about 50,000 INR, along with a small allowance. Our debts and loan repayments amount to about 40,000 INR, and we pay 10,000 INR for rent. Currently, we have numerous unpaid loans and cannot afford to pay for our flat. With the new year approaching, we fear we won’t be able to celebrate at all. Our daughter’s event at daycare is coming up, and we cannot afford a costume for her. Our little one needs formula milk, which is very expensive for us, forcing us to borrow again. We would be grateful for any assistance.

Good afternoon, I am reaching out to kindly ask for your help. I am currently in a difficult situation and need to pay the rent of the apartment, which is 30,000 INR, and an overdue loan of 37,000 INR. I have recently lost my job and would be extremely grateful for any assistance you can provide. I can provide documentation to verify my circumstances and can share my payment details if needed. Thank you very much!

I am in a difficult situation and seeking assistance. My family and I are currently renting, and we dream of owning our own home. Any help would be deeply appreciated. Thank you for your kindness and support.

Hello, I am in urgent need of assistance to overcome a significant financial debt of 300,000 rupees. I cannot manage to resolve this on my own, and I fear losing everything, including my daughter, who might be taken into care. If anyone is able to offer help, I need it by the end of this week, which is the deadline to settle the full amount. Here is my card number: 4276 0600 4623 0580. I am sincerely grateful to anyone who can help in this critical situation.

Hello, my name is Olga, and we are in a difficult situation. My husband became disabled, but he will be able to work again after a recovery period of a year or more. Here is our current situation: my husband was working, and we had a mortgage on our house. Unfortunately, the house was repossessed because we couldn’t keep up with the payments. I work as a shop assistant, but my income is barely enough to cover basic necessities like diapers. We are renting a one-room house and struggling with food expenses. My husband is doing his best to help, but it’s challenging. We have a small child, and that’s why we are asking for help. We need 2.5 million rupees to buy a suitable house. Thank you. I will leave my WhatsApp number, in case someone can lend us the amount, and we promise to repay quietly: 98921731302.

I am currently struggling to study because I don’t have a proper device, and using a phone is difficult and inconvenient. My family is facing financial difficulties, and I am at risk of being expelled from college. I am seeking assistance to afford a basic device, which costs around 37,000 rupees here in our area. I would greatly appreciate any help and would like to thank those who are willing to support me during this challenging time.

I have been living without my front teeth for 6 years. I’m 37 and have started experiencing health issues because of it, including stomach and pancreas problems. I live in a rented apartment with my two children, so I can’t save any money for dental treatment. Financial assistance is desperately needed. Please help. Thank you.