Study and work

Good afternoon. For 2 years, I lived with a man struggling with addiction. He was 7 years older than me (I’m now 22, he is 29), and during this time, I ended up in significant debt due to his influence. Initially, I was against loans, but now all my cards are blocked, except HSBC, and I face court debts amounting to £160,000. Unfortunately, this isn’t the extent of it; I’ve lost track of all my loans as it seems I owe money everywhere. He went to prison, was released after six months, and then vanished. His mother insists that I am responsible for everything, claiming the loans were my doing, not his. Now, I’ve been made redundant, although I have managed to find a new job. I still need funds for commuting, at least for a few days, until my first payday. Any assistance, no matter how small, would be immensely appreciated. Thank you. 5536914024576674 HSBC Holdings

I am pregnant with my first child and I am in need of a cot, pram, and other baby essentials. I currently live in a small flat with my mother and two younger sisters, though I wish to have my own place. Due to a leg issue, I am unable to work part-time. I am seeking financial assistance and kindly ask for any help available. If you are able to assist, please do not hesitate to reach out. Thank you.

I am reaching out in desperation. My only home, a room in a shared apartment, is at risk of being repossessed by the bank. Due to unfortunate circumstances, a long-time friend took advantage of me financially. As a result, I’ve had to mortgage my room and take out a substantial number of loans. The total debt amounts to £200,000, with an additional £60,000 in loans. I have no one else to turn to for support, as I have no family. I am pleading for any assistance you can offer.

Help me clear my loans and sleep peacefully. I need £250,000, and my debt is increasing daily. I fell victim to online scammers while trying to secure a private loan to repair my car. They took my money, leaving me in debt without any loan. I really don’t want to file for bankruptcy. If you can help, I’m open to a loan arrangement over five years. Gratefully, Vitaly.

Hello everyone. I thank all those who take the time to read this. I urgently need help. Here’s my story: I am a single mother who once worked for someone else and decided to start my own business. Initially, things were going well, and I began to attract more and more customers. However, my customers then placed a very large order, beyond the capacity of my regular supplier. This forced me to find another supplier. An acquaintance, who has since disappeared, recommended a new supplier who ended up scamming me out of a substantial amount. Consequently, the customer reported me to the police for fraud. I’ve already faced one court hearing and could be sentenced to six years in prison, while my daughter might be placed into care. I’ve tried applying for loans, but keep getting rejected, and I have nothing left to sell. I am appealing to those who can help to save my daughter and me. I still believe there are people out there who care. I’ve also informed the police about the fraudulent supplier, but no action has been taken. The complainant’s mother works in the prosecutor’s office.

Hello kind-hearted people, I’m reaching out for help to repair my children’s room. I’m struggling with inspections from social services and can barely afford food and clothing. Due to the current situation, my salary has been reduced, making it even harder to make ends meet. Any assistance you can offer would be a blessing, no matter how small. Please don’t turn away, and may you be blessed and protected.

Diagnosis: Ankylosis of joints – hip, knee, elbow.

Hello! My request is quite unusual. I have a huge request: please help a disabled man. In 2016, he suffered a neck injury and is now completely bedridden. Apart from his head, he cannot move, but he is fully aware and has a sharp mind. He only communicates through a webcam. I discovered him through social media; he is a remarkable person who is too modest to ask for help with rehabilitation. As I understand it, his condition has worsened due to the lack of funds for a physiotherapist. An hour of therapy costs £760, and without it, his joints have ceased to function, and he cannot be transferred to a wheelchair.

I am not sure what can be done in this situation, but I would like to help him get treatment so he can be mobile again or assist him financially for rehabilitation or equipment that could make his life more comfortable. There is nobody to care for him regularly; a social worker visits occasionally. I stumbled upon his situation by chance. He is a person who would never ask for help himself, so I decided to reach out on his behalf.

For those interested, you can contact him on VK to see photos from before and after his injury and discuss his condition. If you wish to provide financial assistance, you may transfer funds to this account: [IBAN/Account Details]. Helping him would be the greatest gift this New Year, and I kindly urge you to consider it.

Contact Details:
His number (video call available): [Provide a local UK number for reference]
My number: [Provide a local UK number for reference] – Marina.

Hello, my name is Angela. Dear kind people, I am reaching out as a last resort and humbly ask for your assistance. I am in need of financial help to pay for our rented flat. Unfortunately, I am currently unemployed and have two children, a 12-year-old daughter and a 3-year-old son. It is with great reluctance and humility that I request this support, but we urgently need help to cover rent, utilities, and food. Our cupboards are bare, and my children have been reduced to eating only once a day. Please, if you can, help us survive during this challenging time.

Hello, my name is Polina, and I am 18 years old. I’m not great at writing eloquently, but that’s not important—what matters is conveying the essence of my problem. I will try to explain everything in detail. I live in a village in the Norfolk region, and not long ago, I experienced a tragedy. My mother and three other people were killed in a car accident while travelling to a farm 30 km from our village. The accident was caused by a drunk driver who survived, driving a luxury car. The driver’s father is a local official, so it seems likely he will escape punishment. There has been no talk of compensation or moral damages.

My parents are divorced, and my father is not interested in me; he lives with someone else in another city. After my mother’s death, I was left with farm animals and debts amounting to £6000, which are overwhelming for me. There is no work available here. I receive a small amount of support from the state, which is only £500. I have no other income, and this amount is nowhere near enough for animal feed, my own needs, or my debts. I am reaching out to anyone who might care, asking for help with this burden. Your financial assistance, even if it seems small to you, would be a great help to me. Without support, I cannot manage on my own.

You can find information about the accident online. To verify my identity, you can see my profile on Facebook: Polina Demidova (using my mother’s surname). My details for assistance: Bank of England card 5469-1200-1532-5870, Polina Arkadyevna Rostoropova.

As the saying goes, “Every little helps.” Let’s make the world a kinder place. God bless you!

My wife and I are pensioners, and unfortunately, we experienced a fire in our flat. The gas boiler exploded, but thankfully, my wife wasn’t home at the time. The fire brigade managed to rescue me, and I ended up in hospital due to gas poisoning. The kitchen was completely destroyed, and the entire flat is covered in soot and smells heavily of smoke. We have no electricity, water, or heating at the moment. Sadly, my wife has now fallen ill with pneumonia. We’ve calculated the costs for repairs to be approximately thirty-four thousand pounds. If there are kind-hearted people who can help, please do so. Any amount would be deeply appreciated. Our bank details: Card NatWest Bank 2200950401212816. Thank you.

My dog has back problems and its hind legs are not working. The vet mentioned that recovery is possible with an MRI and subsequent treatment. The treatment cost is up to £50,000. While it’s not a small amount, I am currently paying off loans and have little left over for daily expenses. I can provide photos and videos of my beloved dog, along with the vet’s recommendation. If anyone is able to assist, I would greatly appreciate it.

Good morning or afternoon! I am reaching out to request your financial assistance. My family, particularly my parents, are facing a very challenging financial situation. They used to run a rented grocery shop. During the quarantine, they accrued debts to suppliers and for shop rent. My parents are doing their best to pay off these debts, but the funds are still insufficient. I am unable to assist as I am a disabled child. I kindly ask for your help for my parents. Thank you in advance to everyone who responds.

Good afternoon.
My name is Natalia, I am 33, and I reside permanently in London. My income ranges from £50,000 to £60,000 (unofficial income).
A year ago, I unwisely got involved with payday lenders, and the outcome has been predictable. When I settled a loan with my bank, I was offered refinancing, but my credit history was affected by the payday lenders, and I faced refusals from almost all banks.
I approached a loan broker. It wasn’t the most pleasant experience, but I tried it.
I have also reached out to individuals claiming to be private investors, but the result was demands for fees for transfers, insurance, and acceptance, ultimately leading to scams.
If you can help me, I am willing to accept an interest rate of up to 30% per annum, as long as the situation can be resolved.

I am reaching out to you for assistance as I find myself in an incredibly difficult financial situation, overwhelmed by debt and struggling with repayments to various banks. Allow me to introduce myself: my name is Natalie, and I am from London. I am seeking help out of sheer desperation. My debts have become unmanageable, and the banks are constantly calling me and my relatives, which fills me with shame. I am at a loss for how to continue living with my children, as my entire salary is consumed by repayments. My marriage ended in divorce due to constant arguments and issues related to excessive drinking. I require £500,000 to clear my debts completely, which is an enormous sum for me. Though it’s humiliating, I am pleading for assistance, even if only £300,000 to settle some loans (credit cards) and manage ongoing payments. With this, I could start managing the situation myself. I hope this message reaches many who might understand my predicament, or even those who might judge me. I recognize that this is no small amount of money, and it is hard-earned, but I have no one else to turn to but generous individuals like yourself. Any help would be greatly appreciated. Thank you in advance.

My family has been a large family since 2010. We have four underage children. We discovered a discrepancy in the electricity meter readings and immediately reported it to the local power supply company. For half a year, nothing happened, so we submitted another application. Eventually, they took the meter and issued us a bill. We have repeatedly appealed to various authorities, explaining that our house of 64 square meters could not possibly consume so much energy, but to no avail. We were also disconnected from the electricity for two months and only had it restored after filing an appeal, which led to court proceedings lasting two years. We ultimately lost the case. During this time, we paid more than what our house consumed according to the meter readings, yet these amounts were not considered, and our debt continued to grow.

We have since been making monthly payments to the bailiffs as part of the enforcement proceedings and also paying the current meter costs. Despite reporting monthly to the local social services, our debt has increased dramatically (now standing at £192,000). The power company wants the debt repaid in three months, which is impossible for us. We are trying to meet our obligations, but the company seems to follow its own rules. We have all the necessary documents and can provide them. Please help us resolve this situation.