Paying off loans and mortgages

I came to the UK in September 2023 with a simple dream—to study Computer Science and build a better future for myself and my family. But the reality has been far from what I imagined. For the first two years, I travelled nearly 6 hours every single day to attend university—3 hours going and 3 hours coming back. I was physically exhausted, mentally drained, and struggling to keep up with my studies. As an international student, I could only work 20 hours a week, and that income was never enough to afford rent, so I had no choice but to continue this routine. After two years of saving every penny, I finally managed to buy a car and get my driving licence. It felt like things were finally improving. But that hope didn’t last long—my car was hit by a lorry and completely written off. I had to take on a car finance loan just to stay mobile. Then things got worse. In July 2025, I lost my part-time job. I was already under pressure trying to manage my expenses, insurance, and loan payments. In desperation, I trusted an online job opportunity that turned out to be a scam. I lost £8,000—money I had borrowed from friends and family who trusted me. To repay them, I had to take another £8,000 loan from the bank. Since then, my life has been a constant struggle. Every month, I work as much as I’m allowed, but it’s never enough. My account goes into negative, and the stress keeps building. I didn’t come here to live like this—I came here to study, to grow, and to build something meaningful. Now I’m approaching my final year, and I need £15,000 for my tuition fees. My family is unable to support me financially. On top of that, I am carrying: * £10,000 car finance debt * £8,000 bank loan I feel completely overwhelmed. I’m not asking for luxury or comfort—I’m just asking for a chance to breathe again, to clear this burden, and to focus on finishing my degree. Any support, no matter how small, would mean more than words can express. It would give me a chance to restart my life and finally focus on the future I came here to build.

Joined the military in 2021. My ex-girlfriend took out loans in my name, and I completely trusted her as she had photos of my passport. I’m an orphan and graduated from a vocational college specialising in crane operations. While I was in the military, she took out these loans without informing me. Later, she called to say she didn’t want to wait for me and left. This led to a mental health crisis, resulting in my discharge from the military on medical grounds. I’ve been diagnosed with a condition that makes it difficult for me to find stable employment now.

Hello everyone! I feel very uncomfortable asking for help, but I have no other options. In 2017, my grandfather was diagnosed with cancer, and I took out loans to try to help with his treatment, which was very expensive. I’ve managed to pay off most of it, but I am now at a point where I have nothing left and am struggling. I am incredibly grateful for any assistance. Barclays Bank 4279 0300 2847 3091, Lloyds Bank 5536 9140 0188 6708.

I ask for your help in starting a new life and small business! I am 22 years old and from a town in the UK. When I was just a year old, my mother passed away, and my father struggled with the loss, often turning to alcohol. From a young age, I have been passionate about cars and their mechanics. I have considerable experience working with and operating cars. Currently, I am facing a challenging situation; my employer fired me and wrongfully attributed a debt to me, which I had to settle by selling our only home (a 3-room flat). Now, I live in a rented flat with my own furniture and am in urgent need of assistance. My father still battles with alcohol, but I am determined to help him find a better path and support him in changing his life. It’s tough for him to come to terms with our family’s loss, but I believe change is possible. He lives quite far from me, and I am in desperate need of help. I promise to repay every penny as soon as I am back on my feet.

In these challenging financial times, I aim to assist with small contributions. The funds will be allocated to:

1. Supporting pensioners (not cash, but food, medicine, utilities, etc.)
2. Aiding homeless animals (food, water, and veterinary treatment if necessary)
3. Cleaning public spaces (yes, we need funds for this as well).

Thank you for your attention!

Hello, I am reaching out to kind-hearted individuals because I cannot fulfil my child’s dream on my own. We are alone and have no one else to turn to. If you are able to help, my son dreams of having a guitar. He currently plays only during lessons, and there is no opportunity at home to continue learning. Thank you to anyone who can help with any amount. Please contact us at [your contact information].

Hello. I am reaching out to anyone who can help, even a little. My wife is ill with breast lymphoma, and further treatment is required in London. We have already undergone three rounds of chemotherapy and need the same amount again. We have some savings, but I fear they may not be sufficient. If anyone has the desire and ability to assist, we would be incredibly grateful. Thank you.

I am in need of financial assistance. My wife left, and I am alone with a child, facing a very difficult financial situation. Despite working three jobs, I am just barely managing to cover monthly loan expenses. I cannot refinance because there is someone with the same identity who takes out loans and does not repay them (I am exhausted from dealing with this and have reported it to the authorities). Bankruptcy is not an option for me since I am employed. I am in urgent need of financial help and I am feeling hopeless. This is a plea out of desperation.

We aim to equip children’s playgrounds in our village, where kids are growing up without much entertainment. We’re doing our best with limited resources, but it’s not quite meeting the children’s expectations. That’s why we’re asking for help. Having enjoyed our own childhoods, we want to create joyful experiences for our children. If you can assist us, we would be immensely grateful! Here is a map, and our bank details for those who can help: 5228600561429889 Bank of England.

Hello to all who will read this letter. I am a disabled person with tuberculosis and receive a pension of £900. Due to my own mistake, I took out a loan, but I couldn’t repay it as I was hospitalised because of my illness. Now, the amount of debt is £19,800. To avoid legal action, I have to pay it off in three equal parts. I have already paid one part, which was £8,600, but I am now left without means to live on. If anyone can help, please do. I am not asking for help with a loan, just for assistance to buy food and pay for utilities. I have a private house, and the payment is not large, but I would not like to accumulate debt there as well. Due to my disability, I cannot work, and our city is small, making it impossible for me to find a job. Please, if you can help, I would be immensely grateful, and may God bless your kindness. Card number, World Bank UK: 2202 2008 9368 4546.

We need financial assistance to create a room for classes with disabled children and children with special needs in a mainstream school. To create this classroom, we require £93,500 (including £24,000 for a plasterboard wall with a door and installation, £6,000 for a small school board, £10,000 for tables and chairs, £15,000 for wallpaper, £15,000 for a laptop, and £18,500 for a quality printer). We sincerely hope for your support in helping these children.

Hello, I am a determined, responsible, and creative individual. However, even people like me sometimes struggle to meet our family’s needs. Most of our money goes towards medicines and food. I deeply wish to support my mum, dad, and sister, so please consider helping us achieve some important life goals during these challenging times. I would be immensely grateful for any assistance.

Hello, my name is Anastasia, I am 27 years old. This is the first time I am making such a request and turning to sites like this. I never thought I would have to, to be honest… I understand that no one is obliged to help me and that my problems are my own. But circumstances have left me without a job due to the lockdown, and I have four children at home who need to eat, even during lockdown! I am a single mother, and my ex-husband avoids paying child support. I receive various benefits, but this time they were not enough, and it’s tough to manage until the next payment. I am kindly asking for ANY help, whatever you can spare, please… 4076 1234 5678 9012.

Hello everyone, yes, we all make rash decisions at times. After losing my job, I had to take out loans to manage existing ones, and now I have accumulated a lot of debt. I ended up with £110,000 in debt while I was searching for a new job. These debts are urgent, and I’m struggling to manage them. I can only pay off two of them, leaving very little for food. Please, if anyone can help, even a small amount, it would be appreciated. Thank you.

Hello. I apologise for reaching out in desperation. We live in the UK and are of Tatar descent. We are considering relocating to Manchester or Birmingham and are waiting for our turn. My husband received a £5,000 penalty at his previous job, allegedly for not accounting for expenses at the facility. We have a 1-year-old daughter, and we survive on a £300 monthly salary. My parents inherited a flat, but we have no money at all. Yesterday, my husband had to repay £5,000, and a report was filed with the authorities. There’s no documentation of the issue, but due to their high status, it’s challenging to prove my husband didn’t take the money. This has been an issue since May, and he left that job in February. We feel helpless. If anything happens to my husband, I’ll be left alone with our child. My parents are retired. Please consider our message. We’ve never asked for help before. We’re just an ordinary family facing a difficult situation. Currently, there is no work available. My husband is employed at a construction firm earning £300, but the salary is frequently delayed. It would be incredibly embarrassing if our situation became known, as rumours would reach my parents, and they wouldn’t be able to handle the truth about our circumstances.

Good evening, everyone. I am a mother of three children currently on maternity leave. I have filed for child support from my husband, but before I could start receiving it, he filed for a share of the jointly owned property and is trying to take the children away to avoid paying support. I urgently need a lawyer. Any help, no matter the amount, would be greatly appreciated. Even £100 would make a difference. Please help me. 4274320062037083. I just want to live peacefully and raise my children.