Flat and utility bills

Good day, please help me as I need to raise 1,000,000 pesos to pay off my debt. So far, I’ve managed to gather 320,000 pesos, leaving a shortfall of 680,000 pesos.

Here’s the situation: In July 2019, my family had to take a loan of 400,000 pesos. This money was necessary for legal fees to have charges against me dropped for a crime I didn’t commit. They were also trying to implicate my girlfriend, who was equally innocent. We were denied bank loans, so we turned to a private investor and borrowed 400,000 pesos, securing the loan with the property where my mother, who is 55, and my grandparents, who are 81 and 80, live.

For the first six months, we paid the loan diligently. However, my mother and I lost our jobs at the beginning of the year, which made it difficult to keep up with the payments. Our monthly repayment was 20,000 pesos, which only covered the interest (5% per month) and did not reduce the principal. As we struggled, the debt increased, eventually reaching 700,000 pesos. The investor then took the matter to court, seeking to sell our only home to cover the debt. This realization was a wake-up call that we needed urgent action or risk being homeless. Our one-bedroom apartment is quite distant from the city center and is valued at a maximum of 1,400,000 pesos.

I sought help from a law firm led by a friend who promised to resolve the issue through debt restructuring. Trusting him, I agreed to his plan, which involved arbitration to create a manageable payment schedule without interest, allowing us to keep the apartment.

By December, he assured me repeatedly that the flat would remain with us and we just needed to wait until February to start payments. Relieved, I felt certain my family wouldn’t end up on the street while I rented another apartment.

However, last week, he informed me something had gone wrong, and now we need to find about a million pesos to settle all debts. We need 680,000 pesos by February 24 to buy back the flat, or it will be auctioned off. Although legally our home shouldn’t be taken, the contract was made as a mortgage loan, and the property is encumbered.

I’m urgently appealing to anyone who can help, whether as a loan or gift. I don’t need money for myself but to prevent my family from becoming homeless. I’m open to any terms to secure this money. You can even transfer the amount directly to the investor’s account.

I can provide all necessary documentation and evidence in personal communication to verify my story. I believe some people in this world can spare this amount and are willing to help. Please hear my plea. I pray to God for help and hope someone out there can assist my family and me.

Hello! Please help me. A cry for help… I am a single mother living in a rented apartment with my disabled daughter. I work full-time, but my salary of 8,000 PHP is not enough to cover rent and my daughter’s medical treatment. She has cerebral palsy and urgently requires an unscheduled leg surgery. The surgery is scheduled in Manila, and we are in need of financial assistance. Kind people, any help you can provide will be greatly appreciated… Card 2200 0202 2606 7306. Thank you in advance to anyone who can help.

Please help us pay off the loan we took for our baby’s medical treatment. We were in the hospital for two months after the birth and now we’re struggling to repay it. I am worried for both my child and myself. If you have the ability to help, please don’t hesitate. Our baby has been diagnosed with bilateral cleft lip and palate, and the cost of special nutrition is very high. We haven’t been able to formalize disability support yet due to our hospital stay. Any contribution would be greatly appreciated. Card number: 2202206281384953. Thank you so much.

Good afternoon,

I never imagined I would find myself reaching out to groups and sites like this, but I have no other choice, and I am trying to explore every possibility.

I am from Manila, 23 years old, employed, and live with my mother and grandmother. We are an average-income family, neither poor nor wealthy.

Recently, my grandmother contracted COVID-19. Naturally, my mother and I took her to the hospital. Our city has a dedicated facility for such cases, and the diagnosis was confirmed after testing. We communicated with my grandmother through doctors or by phone to check on her general condition.

For the first four days, she stayed in touch with us. However, during a subsequent call, the doctor answered and informed us that her condition had worsened, though he tried to reassure us that she would recover. Naturally, we began to panic.

My mother decided to leave her job because she had a feeling something was wrong. She went to the hospital, determined to see her mother. She was shocked when the doctors allowed her to take my grandmother out, even though it was against the rules.

At home, we prepared a room for her care. Upon removing her clothes, we were horrified to discover bedsores on her buttocks and shoulder blades. It seemed she had been left without proper care, resulting in the sores that had started to fester.

Now, someone dear to me is fading right before our eyes. My mother is with her 24/7, and I dread coming home, fearing I might never see my grandmother again. My salary alone is insufficient to cover our expenses. We’re spending a lot on medication and care.

That’s why I’m reaching out to you. If you can help, please consider it.

Thank you in advance.

Card number:
5469 2200 1169 0911

Thank you again.

This is my third time reaching out. I’m not hopeful, but I’m asking nonetheless. I don’t know why, even I don’t know myself, if there’s truly something as a no-strings-attached financial assistance! I’m just very curious, so please answer me honestly: Who, when, and to whom has ever offered help? Or provided a loan with collateral? We all believe and dream, sometimes our heads are in the clouds…

P.S. How did the site know about my debts? I’m curious why it was brought up in my post. Who would be interested in that information? The banks? You can’t offer a loan. How can the banks operate this way?

Hello, I am seeking assistance for a nose surgery. I have been unable to breathe properly for 14 years due to chronic allergic rhinitis and a deviated septum. Despite trying various treatments, nothing has worked, and my breathing issues have led to heart problems. Doctors have advised surgery as the only solution, but it is a paid procedure in our city. Any help or support would be deeply appreciated. Thank you.

Hello,

I am reaching out in hopes of finding help during a challenging time in my life. I am a lifelong resident of the Philippines, and I have a minor child who was born in 2012 and holds Ukrainian citizenship by birthright and through his father. Tragically, my child’s father passed away from pneumonia in 2017, leaving me alone to care for our child.

I am facing numerous hardships due to a lack of residency status and documentation. My passport does not include my current address, and my child does not have Philippine citizenship, making access to medical care and employment very difficult. Health services for my child are not free, and I am unable to secure a stable job due to my homeless status. I can’t apply for Philippine citizenship for my child because of these registration issues.

I work unofficially and take on small part-time jobs. My child’s health requires regular medical attention from specialists like an ophthalmologist, endocrinologist, and pediatrician, which strains our finances. Finding a stable place to live has been a continuous struggle. Currently, we rent a room in a hostel temporarily.

I also have my own health challenges. After a cesarean section when my twin daughters unfortunately passed away, I was diagnosed with hepatitis C. Treatment requires Filipino residency documentation, which I lack. Additionally, after my last pregnancy, I lost several teeth, including two front ones, impacting my ability to work and interact with people.

I am earnestly seeking financial help for the following:

1. Medical treatment for my child
2. Dental prosthetics
3. Medication for hepatitis C
4. Assistance in securing stable housing (I have a maternal capital of approximately 800,000 PHP and hope to arrange a mortgage to cover the remaining costs)

I am willing to work in return for any assistance or pay back any help received over time. The total amount required is approximately 8,000,000 PHP. I can provide documentation of my health conditions, identification, and proof of our lack of housing.

Funds can be sent to my PNB Bank account at 89652112031. Thank you in advance for your kindness and support.

Dear friends, I am reaching out to you with a heartfelt request to help our family raise funds. We have three children, and our youngest needs a second heart operation. The first surgery was done, and now we are advised to have the next one in Manila. Unfortunately, we do not have enough money to stay there for the examination and procedure. I am working, but my earnings barely cover our basic living expenses, including rent for our room and the education of our two daughters. If anyone doubts my sincerity, I am willing to provide all necessary documentation. Please, help if you can. Thank you for your understanding.

On March 26, my mother passed away from cancer in my arms. I have no one else but my daughter. For the six months before she died, she was unable to walk, cook, wash, or do anything else.

I was torn between caring for a child, working a job with a salary of 22,000 pesos, and looking after my mum. After paying for the funeral, I was left with a loan of 60,000 pesos at an interest rate of 36 percent. There is no money even for food, let alone to pay for housing (12,500 pesos) and repay the loan. Additionally, my daughter has health issues, and now I’m unable to work. The garden is under quarantine, and hospitalization is looming. I cannot resolve a rent debt of 270,000 pesos. Please help; I am terrified they will take my daughter away because we have nothing to live on now. I can’t manage this alone, please help me! I beg you!

[Bank account number removed for privacy]

Good afternoon. I’m currently facing a challenging financial situation. Restrictions have been placed on the card where I receive my salary. The total debt to the bank and financial institutions is 140,000 pesos. I live in a rented home with my mother, and my salary is just enough to cover rent and other household expenses, but I’m unable to manage the debts. Unfortunately, I have no one to turn to for help. Any assistance would be greatly appreciated. Thank you, and wishing health and prosperity to everyone.

Good afternoon, everyone. I am seeking financial assistance. I am determined to climb out of this overwhelming debt.

We have been using one loan to pay off another, and now more than half of our monthly salary goes toward these payments. Additionally, we’re struggling with overdue utility bills, causing more debts to pile up. If anyone is able to help, we would be deeply grateful.

I am a single mom with a 7-year-old son and I’m unable to repay my loan. High interest is accumulating every month. There are practically no means for us to live. I have no one to turn to for help. I am being denied part-time jobs. Please help us! I am very ashamed to ask, but I am taking these extreme measures for the sake of my child.
+63 911111111 card number BDO

I have four sons and recently inherited a house from my mother. Unfortunately, the house lacks essential amenities such as running water and a heating system. It hasn’t been repaired in a long time, and a functioning bathroom is just a distant dream for us. I am struggling to provide for my children, and we don’t have any relatives to turn to for assistance. If anyone can help, please do. There are still kind-hearted people and angels in this world.

Hello everyone, I’m reaching out for help from kind-hearted individuals who might be able to assist in any way.

I’m a young man, returning home from the military in June 2023. I need some financial support to buy basic clothing as I currently have no means to acquire them; it’s a challenging situation.

If I were in civilian life, I would have earned this myself long ago, as I am capable and willing to work.

I find myself in a tough spot. That’s why I’m appealing for your support in any form you can offer.

Thank you very much in advance.

Appeal for Assistance from Those Who Care and Can Offer Support

Hello, kind-hearted and generous individuals. I find myself writing this with little expectation, driven by desperation and a heartfelt plea. I live in a tiny village with just four houses. I work as a milkmaid, starting at 5:00 AM and returning home at 11:00 AM. Afterward, I care for my 5-year-old child. By 3:00 PM, I head back to work on the local farm. Quitting isn’t an option because without this job, my son and I would lose our home. The salary is minimal since housing is provided, and our food needs are barely met. We can’t afford even second-hand clothes.

I am unable to seek help from social services because I’m afraid they might take my child away. I am an orphan and never knew my parents, and I don’t want my son to face the same fate. I humbly reach out to those who can provide any form of support—financial or material. I’m at a loss on how to escape this situation.

If anyone can offer assistance, my details are 2202203277413938. With your help, we could move to the city, find a place to rent, and I could finally send my son to kindergarten. He is a bright child, and I am doing my best to be a good mother—I don’t smoke or drink. Please, if you can, help us for the sake of my child. I pray every Sunday, and I will also pray for anyone who can help us, asking for God’s blessings on you. Please, anyone who can help, for the sake of my child, please help.