Financial assistance in Canada from foundations and rich people

My boyfriend has a debt of $300,000 that he borrowed from someone almost a year ago. He has been paying $10,000 every month as an extension, but now the full amount is due, and we don’t have the money to pay it back. We can’t get loans, and our families also don’t have this kind of money. The lender is threatening his life. I am very worried for him. Please, if anyone can help, let us know.

Hello, I’m currently facing an extremely challenging situation. Due to a loan, my mother is unable to move to another country and start earning a stable income. I am anxious about every dollar, and I can’t afford to buy myself decent clothes or even eat properly. The loan will take at least 3-4 years to repay, so I am hoping for your assistance.

We don’t have a dad, and my mom is raising me and my sister alone. I am 11 years old. Our mom works hard, but her income is limited. All her earnings go towards taking care of us and buying food.

I love my mom very much and I want to see her smile all the time. She’s exhausted from work, and her birthday is coming up soon.

I’m reaching out here in hopes of raising some money to buy her a bouquet of flowers and make her happy. I believe someone will help.

Hello, I have a story to share. I’ve been living with my partner for three years, and we are married. She has some health issues that make it difficult for her to conceive, and natural pregnancy seems unlikely. However, the hospital mentioned that there is a chance through artificial insemination. Unfortunately, the cost is beyond what we can afford. If there are generous people out there who would like to help, we would be incredibly grateful, though we’re aware it’s a long shot.

I have been ill for 8 years with brain lesions due to lack of blood. I suffer from daily headaches and neck pain, which have become unbearable. Despite this, I continue to work and care for my two children. I have found a clinic that promises to help, but I don’t have the financial means to pay for the treatment. My income is just enough to support my family and cover the loan I took out for urgent house repairs in a rural area. I am seeking assistance, and once I recover, I promise to be incredibly grateful. I am willing to provide all medical records and documentation regarding my condition.

Hello, I never thought I would find myself in a position to ask for help, but life can be unpredictable. I am a mother of three children and lived with my husband for 19 years, but the last 8 years were like a nightmare. My husband struggled with alcohol, which caused him to lose his job and become physically abusive. Meanwhile, I was supporting our children, who are all in school.

In December of last year, I made the difficult decision to leave him and rent an apartment. I had to take out a loan for my children’s clothes, household essentials, and other necessities. At that time, I was working part-time because the boarding house where I was employed was temporarily closed due to the pandemic. My earnings were decent, and I believed I could pay off my debts. However, since June, my work schedule returned to normal, earning around $28,000 annually, with additional side jobs on weekends bringing in about $10,000 more.

I know others face bigger challenges, but please understand that I am doing my best and could truly use a break on the weekends.

Hello dear friends, I am in need of assistance to close a debt of 30,000 dollars. Banks are skilled at their trade, offering loans with supposedly low rates, only to increase them later. This has led to my current financial situation. If you have the means to help, I would be incredibly grateful, as it’s impossible to settle everything at once on a preschool teacher’s salary. I have mobile banking with RBC. Thank you kindly, Maria.

Hello, at one point I accumulated a lot of loans and debts and then lost my job. Now, I’m at home on maternity leave with my son. I want to pay off all the loans and debts to live in peace without worrying about where to get money. Thank you all. If there are any questions, feel free to message me on WhatsApp, and I will answer everything. If anyone wants to help, you can transfer funds via phone number 902-555-1234, Anastasia Vladimirovna M, RBC.

I’ve always managed to pay my credit cards on time, even before pregnancy. Now, all my money goes towards rent, food, and medicine, leaving nothing for loan payments. I’m worried every day. I can provide screenshots and photos to prove my situation is real. I’m exhausted living like this. If you have the means to help, it would be greatly appreciated.

I am 37, and I feel like I’m merely existing, overwhelmed by debts. I have no spouse or children, just my mother who is retired. I’m stuck in a tough situation with a looming debt on our apartment that must be paid within 10 days, amounting to $138,000, plus other debts and loans totaling $650,000. I’m terrified of being evicted for non-payment as we are living in subsidized housing, which would be devastating for my elderly mother. Despite working, my income isn’t enough to cover these catastrophic debts. Please, I desperately need help and don’t know where to turn.

We’re on our own with the little one, with no partner or relatives to help. We’ve fallen short of the child support payments and only have some cereals left from the groceries. Our little one is growing and needs proper meals, including meat. I’m humbly requesting $1,500 to $2,000 to help us get through to the tenth day of the month. I would be incredibly grateful for any assistance. Thank you.

Hello, I live in Canada and am facing an extremely difficult financial situation with all my loans overdue, owing banks $1,400,000. These loans accumulated over 2-3 years were used for my daughter’s medical treatment. To pay the monthly loan payments, I resorted to borrowing from financial institutions, which led to further delinquencies. I am pleading for help to escape this debt crisis and to protect myself from creditor threats. My wife and I have searched for assistance, but we have received no support.

My daughter has cerebral palsy and epilepsy and is considered disabled until the age of 16. My wife cares for our daughter, who cannot walk or speak and is bedridden. I work a low-wage job, and my income barely covers food and utility bills. My bank accounts have been frozen. I never imagined life would take such a turn. I wouldn’t wish this situation on anyone. Please, if you can, assist us through your generosity and help us for the sake of my daughter. This is my last hope; I have nowhere else to turn. Thank you.

Hello, our family began renovating, but we underestimated the costs and ran out of money for heating.

There are three children in the house. My husband and two children are sleeping in the kitchen, and I am with the youngest in a separate bedroom with a heater. However, it is still cold, and severe frosts are approaching. We cannot take out a loan as we are not eligible.

Please help us.

Hello, my name is Anastasia, and I am 22 years old. I live in Vancouver. I have a condition causing painful bumps on my big toes. I work long 12-hour shifts, but my salary is modest. By the end of my shift, the pain in my feet becomes intense because of these bumps. Over time, I’ve noticed they are getting larger, causing my toes to shift to the side. I’m very self-conscious about wearing open-toed shoes because of this, and it affects my confidence. I know others face much more severe issues, but I would be incredibly grateful if you could help me save for laser surgery to remove the bumps on my feet. Thank you very much.

Good afternoon,
I am reaching out with my son from Halifax. We live modestly; I am the sole earner, my son is in school, and my mother is retired with a small pension. In 2012, we were in an accident, and my mother started having vision problems due to cataracts. The cost of surgery for both eyes is $50,000, which is beyond our means. Please help so my mother can see her grandson grow up; he is her only grandchild. My son and I still believe in the kindness of strangers. Thank you.

A wooden semi-detached house for two families was destroyed by fire. Our family includes myself, my husband, and our 6-year-old child. The neighbors’ family consists of a woman, a man, two young children, and a grandmother.

All our household appliances, furniture, and some documents were destroyed. We kindly ask for your help to rebuild at least a modest home. Unfortunately, the local authorities are only offering assistance with basic necessities.

Thank you for any support you can provide.

I’m a single mom with no bad habits and a strong work ethic. However, most of my income goes towards paying rent. Unfortunately, my father does not provide any support as he avoids paying child support. My dream is to save up for my own place, even just a small one, but property prices are out of reach for me. I can’t rely on any external help. I am committed to my job, despite having recently undergone surgery, which has impacted my health. My earnings barely cover rent and food. I would greatly appreciate any financial assistance to help make my dream a reality.

I recently bought a flat where my children and I moved to start a new life. Unfortunately, things haven’t gone as planned, and I’ve accumulated a large debt. We need to make repairs to ensure a cozy home for the children. I am asking for your help. I work part-time and receive some benefits, but my income is small and I am not officially employed, which makes obtaining credit impossible. Any assistance would be greatly appreciated. Thank you.

I am a single mother with two children. My youngest is not yet two years old and will start daycare in September, but until then I am unable to work. I receive only $978 in child benefits for both children. I have plans to purchase a home, so I’ve decided not to use any funds from my maternity benefits for now. We are in need of food and support. Any assistance would be greatly appreciated. Thank you.

Hello, please assist with financial help or refinancing. I’ve found myself in a financial crisis and sincerely wish to resolve it. The interest rates are extremely high, and refinancing isn’t an option, even with a credit score of 800. I’m seeking a generous individual who can genuinely help me out of this situation. I’m feeling quite desperate. Please, lend me a hand. Email: vvv.georg.85@mail.com

I’ve found myself in a situation where my expenses have surpassed my income. I’m struggling to pay rent as most of my money goes towards loan repayments. This situation was manageable until I fell victim to theft. Now, I’m in debt. I need $170,000 to clear these debts and stop living on loans. Alternatively, even $50,000 would help me start to settle what I owe. Currently, I can’t afford essentials like clothes, food, or even transportation. Every cent will be accounted for, and I assure you that I won’t take a single dollar for myself. Visa card: 4276 7000 1623 2443.

Hello, everyone. I’ll be brief. My dream is to pay off my debts and find some peace. The burden of my financial problems is affecting both me and my family. Debt collectors are constantly calling me, my parents, and my relatives, making the situation even more stressful. I am reaching out for help because I am exhausted. My salary is not enough to cover all my expenses, and the debts continue to grow. I feel terrible for putting my loved ones through this because of my poor decisions. I just want to clear my debts and finally bring some calm to our lives.

For some reason, I feel the need to reach out to all of you. My life was great until recently, although I didn’t always appreciate it at the time. Now, everything has turned upside down. I found myself taking out numerous loans while being fully aware, but driven by an unfortunate addiction to gambling. To give you an idea, my dreams weren’t about “cars, wealth, and independence” but about helping my sister pay for her education, buying my mom a sewing machine, and supporting my dad with car repairs. For myself, I’ve always dreamed of owning a home. My personal life hasn’t worked out the best, and I haven’t been blessed with wealth, but I never envied those who have it.

I was on a fast track to success, or so I thought, until a series of unfortunate events struck, followed by loans that ended up going to bookmakers. I’m deeply worried, not for myself, but for my mom, who I fear will discover the debt of $2 million and the numerous loans, not even counting the interest. It’s too late to realize now what I’ve done. Approaching 30 with no kids and no wife, and with my current financial situation, it seems like that won’t change anytime soon.

The burden is heavy, and I feel like giving up. I try to keep smiling for everyone around me, but it’s difficult. I have no one to turn to; I’m scared, knowing that revealing this to my parents could impact their health. I long to return to my previous life and use this bitter experience to help anyone in a similar situation. I’m not a bad person; my past doesn’t haunt me much. But now, I’m terrified of my mistakes being discovered by my loved ones.

I know others have been in similar situations and can understand what it’s like. I hope you’re not affected again and never will be. (I won’t mention names as I’m afraid my family might find out.) Thank you for reading this; it means a lot to know someone did. I realize there are bigger problems out there, but for me, this is all-consuming. I fear exposure more than anything else, even death. Just writing this has lifted a tiny weight off my shoulders. Thank you for listening.

Hello everyone,

I realize that getting involved with payday loans was a mistake, and now I’m in a difficult situation. I lost my job due to the pandemic, and despite trying to help my mother, I’ve accumulated a debt of about 200,000 CAD. I have a small and irregular income from online work, but it’s not enough to make ends meet.

My mother’s pension is small and barely covers her own expenses. We rely on wood heating for our home, and the cost of firewood, even though we live near a forest, takes up more than half of her pension. We’re struggling to pay the electricity bill, which is about 200-300 CAD, and the stress is overwhelming.

I’m reaching out in the hope that there are kind-hearted people willing to help, even a little, with my loan and financial obligations. I pray for relief from this nightmare and yearn for a better life. At 37, I still believe in the goodness of people and the power of kind deeds.

Thank you very much for your consideration and support. I believe there are still good people in this world!

Please, I am in urgent need of financial assistance to secure a home. Currently, I am living with my two daughters without a partner in a rented apartment. This summer, we sold our home to relocate to another city, but the proceeds from the sale were insufficient to purchase a new property. An acquaintance suggested investing the money in a “reliable business” that promised good returns, but it turned out to be a scam, and the money was lost to fraudsters. Despite filing a police report, it seems impossible to recover the funds.

I am now in a dire situation with no clear way out: I cannot obtain loans due to existing debts, and saving enough on a single salary is unfeasible. The previous home sale involved shares belonging to my children, and child services require me to purchase a new home and allocate a portion to them. The stress from this situation is taking a toll on my health, causing insomnia and illness, and my children are also very anxious.

If anyone can offer assistance, I am desperately asking for help, as I cannot find a solution on my own.

Hello dear friends. I am reaching out to you with a heartfelt request for help for my daughter. She has a problem with her eyesight and urgently needs an operation. Her vision is deteriorating every day, and she often complains of eye pain. Some children at her preschool tease her, which makes her cry. The school has said they will accept her if her eyesight is corrected. This is a serious concern for us. We live in a rural area with very few job opportunities, and our income is just enough to cover food expenses. We have four young children. Please, if you can, help us gather the necessary funds for my daughter’s surgery.

I dream of starting my own business, not just for income, but for personal fulfillment. I’ve learned to make handmade soap, mastered the art of kanzashi ribbon crafting, and can also create lamps from isolon. To make a profit, I need to invest in materials and secure a proper workspace, which requires funds I currently don’t have. That’s why I’m reaching out on this platform, hoping someone might be willing to help. I am passionate about my work and skilled in many areas, but without investment, it is challenging to succeed.

I also dream of having a house where I can keep peacocks and other animals, alongside my dog and a Bengal cat. For some, this may seem easy, but for me, it’s a cherished dream.

Additionally, I am looking to pay off some loans and need an opportunity to earn more to do so.

I am seeking help – I urgently need funds for surgery, specifically brain surgery, for my younger brother. The operation is costly (about 250,000 Canadian dollars), and I am grateful to anyone who can assist. Contributions can be sent via e-transfer to my contact number at +1234567890, which is linked to the account. Thank you, Oleg.

Hello, I have been diagnosed with cervical cancer and have undergone numerous tests, including hysteroscopy and cystoscopy. The pain is unbearable. I used to work and rent a place, but now I’m unable to work and am temporarily staying at a community shelter. The ambulance service is unresponsive when they hear my diagnosis. My oncologist advised that I need an MRI to proceed with chemotherapy or surgery, but I cannot afford it. I feel hopeless and am struggling to find the will to continue. I am 46 years old and not an alcoholic. Soon, I will have to leave the shelter, and I am terrified of what will happen next. If you are kind and compassionate, please help me or offer advice on what I can do. Without financial resources, it feels like I am nothing. Despite this, I believe there are still many good-hearted people out there, and I hope someone who cares will reach out to help.

Good afternoon. My name is Alex. I am 19 years old. I was born into a low-income family in a small town called Swift Current. Until I turned 18, I received a survivor’s benefit. Currently, I am studying at the University of Saskatchewan on a scholarship. It’s challenging to balance work and studies, but I try not to burden my mother. Because of this, nearly all my money goes towards food and paying for housing. Despite my efforts to save for a computer, my dream remains out of reach. My savings are never enough. I chose this dream because I aspire to become a skilled programmer, which is difficult without a computer.